About Red Canoe
Want to know more about us? We'd love to tell you our story.


At Red Canoe, our checking accounts don't have monthly fees and no minimum balance requirements. Our accounts are honest and straight-forward, just the way you like them.

Free Simply Smart Checking - with Debit Rewards
Make the easy switch to free Simply Smart Checking, and you can start receiving cash back on all debit card purchases.

Simply Smart is Easy:

  1. No monthly fees.  Yes, Simply Smart is easy and FREE.  There is never a monthly maintenance fee, regardless of your monthly balance or usage.    
  2. No tricks or gimmicks.  It's that simple.  No fees and no extra hoops required.
  3. Optional Debit Rewards.  You can earn cash back on all your debit card purchases, even when you pay your bills with your debit card.
  4. Convenient and Online. We have several tools to help manage your account on-the-go and plan for your future.
  open account

Earn Debit Rewards, for Free:
It's easy and free to earn debit rewards on all debit card purchases. Simply enroll in free eStatements and keep an average monthly balance of $250 or more and you'll automatically earn debit rewards.  Don't worry, if you fall below the balance, there is still no monthly fee for the account and you'll have the opportunity to earn rewards the following month.
Each November, we'll send you a check for your annual rewards.  You don't have to claim them or call us. They're automatic and they're easy.

Extra Benefits:
Because we value our
Simply Smart account holders, we also offer Simply Smart Benefits - a loyalty program that offers special discounts and promotions only to Simply Smart members. Each quarter, we'll email you a special discount or rate offer to thank you for your business.