Premier Checking
Our most popular account with no minimum balance requirement and access to the following Red Canoe Perks:
- Cell phone coverage
- Roadside assistance
- ID theft protection
- Discount on loan rates
- Travel and shopping discounts
Simply Smart Checking
A basic checking account for your everyday needs.
- No minimum balance requirement
- Anywhere banking tools
Premier Checking
Our most popular account with no minimum balance requirement and access to the following Red Canoe Perks:
- Cell phone coverage
- Roadside assistance
- ID theft protection
- Discount on loan rates
- Travel and shopping discounts
Premier Plus Checking
This VIP plan comes with all of the Red Canoe Perks of Premier Checking, plus:
- Credit score monitoring
- Higher certificate account rates
- Increased coverage limits
Premier Checking
Our most popular account with no minimum balance requirement and access to the following Red Canoe Perks:
- Cell phone coverage
- Roadside assistance
- ID theft protection
- Discount on loan rates
- Travel and shopping discounts
Simply Smart Checking
A basic checking account for your everyday needs.
- No minimum balance requirement
- Anywhere banking tools
Premier Checking
Our most popular account with no minimum balance requirement and access to the following Red Canoe Perks:
- Cell phone coverage
- Roadside assistance
- ID theft protection
- Discount on loan rates
- Travel and shopping discounts
Premier Plus Checking
This VIP plan comes with all of the Red Canoe Perks of Premier Checking, plus:
- Credit monitoring
- Higher certificate account rates
- Increased coverage limits
| Benefit | Simply Smart Checking | Premier Checking* | Premier Plus Checking* | |||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Benefit | Anywhere Banking ToolsOnline and Mobile Banking, Bill Pay and Debit Card Round Up |
Simply Smart Checking |
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Premier Checking* |
|
Premier Plus Checking* |
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| Benefit | No Minimum Balance RequiredEnjoy the freedom of our checking accounts with no minimum balance required. |
Simply Smart Checking |  |
Premier Checking* | |
Premier Plus Checking* | |
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| Benefit | Shop Local, Save LocalLocal and national discounts to save you money on shopping, dining, travel, and more. |
Simply Smart Checking | – |
Premier Checking* |
|
Premier Plus Checking* |
|
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| Benefit | Health Savings CardSave money on prescriptions, eye exams, frames, lenses and hearing services. |
Simply Smart Checking | – |
Premier Checking* |
|
Premier Plus Checking* |
|
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| Benefit | Cell Phone ProtectionYou're covered when you pay your phone bill with your Premier or Premier Plus account. |
Simply Smart Checking | – |
Premier Checking* | $400/claim |
Premier Plus Checking* | $600/claim |
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| Benefit | Roadside AssistanceAvailable 24/7 and free to use, up to $80 in covered service charges. |
Simply Smart Checking | – |
Premier Checking* |
|
Premier Plus Checking* |
|
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| Benefit | Accidental Death CoveragePeace of mind for the unexpected. |
Simply Smart Checking | – |
Premier Checking* | $10,000 |
Premier Plus Checking* | $25,000 |
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| Benefit | ID Theft AidGet reimbursed for select expenses, card fraud resolution, and identity restoration if your ID is compromised. Activation required. |
Simply Smart Checking | – |
Premier Checking* | $5,000 |
Premier Plus Checking* | $10,000 |
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| Benefit | Buyer's Protection Extended WarrantyItems purchased with your Premier or Premier Plus account are protected for up to $2,500 per item. Restrictions apply. |
Simply Smart Checking | – |
Premier Checking* |
|
Premier Plus Checking* |
|
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| Benefit | BillsharkBillshark can negotiate select bills on your behalf, or cancel unwanted subscriptions. Activation is required. |
Simply Smart Checking | – |
Premier Checking* |
|
Premier Plus Checking* |
|
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| Benefit | 0.25% Consumer Loan DiscountValid on new consumer collateralized loans. Some restrictions apply. |
Simply Smart Checking | – |
Premier Checking* |
|
Premier Plus Checking* |
|
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| Benefit | 0.25% APY Certificate Rate BumpValid on new certificate accounts. APY=Annual Percentage Yield. |
Simply Smart Checking | – |
Premier Checking* | – |
Premier Plus Checking* |
|
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| Benefit | Credit MonitoringSee your credit score in the Perks app, updated quarterly! Your credit report will be monitored regularly. Activation is required. |
Simply Smart Checking | – |
Premier Checking* | – |
Premier Plus Checking* | |
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| Benefit | Monthly Fee |
Simply Smart Checking | $5 or waived with eStatements** |
Premier Checking* | $7 |
Premier Plus Checking* | $10 |
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| Simply Smart Checking | Anywhere Banking ToolsOnline and Mobile Banking, Bill Pay and Debit Card Round Up |
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No Minimum Balance RequiredEnjoy the freedom of our checking accounts with no minimum balance required. |
|
Shop Local, Save LocalLocal and national discounts to save you money on shopping, dining, travel, and more. |
– |
Health Savings CardSave money on prescriptions, eye exams, frames, lenses and hearing services. |
– |
Cell Phone ProtectionYou're covered when you pay your phone bill with your Premier or Premier Plus account. |
– |
Roadside AssistanceAvailable 24/7 and free to use, up to $80 in covered service charges. |
– |
Accidental Death CoveragePeace of mind for the unexpected. |
– |
ID Theft AidGet reimbursed for select expenses, card fraud resolution, and identity restoration if your ID is compromised. Activation required. |
– |
Buyer's Protection Extended WarrantyItems purchased with your Premier or Premier Plus account are protected for up to $2,500 per item. Restrictions apply. |
– |
BillsharkBillshark can negotiate select bills on your behalf, or cancel unwanted subscriptions. Activation is required. |
– |
0.25% Consumer Loan DiscountValid on new consumer collateralized loans. Some restrictions apply. |
– |
0.25% APY Certificate Rate BumpValid on new certificate accounts. APY=Annual Percentage Yield. |
– |
Credit MonitoringSee your credit score in the Perks app, updated quarterly! Your credit report will be monitored regularly. Activation is required. |
– |
Monthly Fee |
$5 or waived with eStatements** |
| Premier Checking* | Anywhere Banking ToolsOnline and Mobile Banking, Bill Pay and Debit Card Round Up |
|
No Minimum Balance RequiredEnjoy the freedom of our checking accounts with no minimum balance required. |
|
Shop Local, Save LocalLocal and national discounts to save you money on shopping, dining, travel, and more. |
|
Health Savings CardSave money on prescriptions, eye exams, frames, lenses and hearing services. |
|
Cell Phone ProtectionYou're covered when you pay your phone bill with your Premier or Premier Plus account. |
$400/claim |
Roadside AssistanceAvailable 24/7 and free to use, up to $80 in covered service charges. |
|
Accidental Death CoveragePeace of mind for the unexpected. |
$10,000 |
ID Theft AidGet reimbursed for select expenses, card fraud resolution, and identity restoration if your ID is compromised. Activation required. |
$5,000 |
Buyer's Protection Extended WarrantyItems purchased with your Premier or Premier Plus account are protected for up to $2,500 per item. Restrictions apply. |
|
BillsharkBillshark can negotiate select bills on your behalf, or cancel unwanted subscriptions. Activation is required. |
|
0.25% Consumer Loan DiscountValid on new consumer collateralized loans. Some restrictions apply. |
|
0.25% APY Certificate Rate BumpValid on new certificate accounts. APY=Annual Percentage Yield. |
– |
Credit MonitoringSee your credit score in the Perks app, updated quarterly! Your credit report will be monitored regularly. Activation is required. |
– |
Monthly Fee |
$7 |
| Premier Plus Checking* | Anywhere Banking ToolsOnline and Mobile Banking, Bill Pay and Debit Card Round Up |
|
No Minimum Balance RequiredEnjoy the freedom of our checking accounts with no minimum balance required. |
|
Shop Local, Save LocalLocal and national discounts to save you money on shopping, dining, travel, and more. |
|
Health Savings CardSave money on prescriptions, eye exams, frames, lenses and hearing services. |
|
Cell Phone ProtectionYou're covered when you pay your phone bill with your Premier or Premier Plus account. |
$600/claim |
Roadside AssistanceAvailable 24/7 and free to use, up to $80 in covered service charges. |
|
Accidental Death CoveragePeace of mind for the unexpected. |
$25,000 |
ID Theft AidGet reimbursed for select expenses, card fraud resolution, and identity restoration if your ID is compromised. Activation required. |
$10,000 |
Buyer's Protection Extended WarrantyItems purchased with your Premier or Premier Plus account are protected for up to $2,500 per item. Restrictions apply. |
|
BillsharkBillshark can negotiate select bills on your behalf, or cancel unwanted subscriptions. Activation is required. |
|
0.25% Consumer Loan DiscountValid on new consumer collateralized loans. Some restrictions apply. |
|
0.25% APY Certificate Rate BumpValid on new certificate accounts. APY=Annual Percentage Yield. |
|
Credit MonitoringSee your credit score in the Perks app, updated quarterly! Your credit report will be monitored regularly. Activation is required. |
|
Monthly Fee |
$10 |
Select
Choose between Simply Smart, Premier, or Premier Plus Checking
Apply
Complete the application and provide a copy of your ID. It only takes 5 minutes.
Fund
Fund your account with at least $5 and confirm your information.
Select
Choose between Simply Smart, Premier, or Premier Plus Checking.
Apply
Complete the application and provide a copy of your ID. It only takes 5 minutes.
Fund
Fund your account with at least $5 and confirm your information.
