Refinance Your Home Loan
See how refinancing your existing loan might work for you.
Have an existing mortgage that you’re ready to refinance? We’re here to help you understand your home loan options and can work through a mortgage plan with you.

Better Home Financing
Refinancing with Red Canoe can help you:
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Lower your interest rate
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Save on monthly payments
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Pay off your home faster
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Help consolidate debt
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Manage your mortgage with your local credit union


Have Home Loans questions?
Explore financing solutions designed for your unique needs.
Wherever you are on your journey of owning a home, Red Canoe can help you make the most of your finances. If you're wondering what your options are, or if you just want to talk to someone about your mortgage, home equity or new purchase needs, fill out the form below and a Home Loans Officer will reach out.
Get Stated on the Refinancing Process
Choose
Which home loan is right for you?
Apply
Complete the online application and a home loan officer will be in touch.
Choose
Which home loan is right for you?
Apply
Complete the online application and a home loan officer will be in touch.
Refinancing FAQs
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Complete an online application or consult with one of our Loan Officers to check your eligibility.
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Most fees are paid out at closing. The only fee we request up front is an appraisal fee which can range from $700-$1,500. Closing costs can range from $1,000-6,000 and can be added into the loan. Talk to us about lower cost options.
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It will take 30 to 45 days on average. Please discuss current turn times with your Loan Officer.

“Very warm and welcoming and so inviting. Made me feel like me and my account were just as important to them as they are to me.”


“Personal service, every time. Pleasant and knowledgeable, patient and kind. Credit unions rock and Red Canoe is top of the heap.”


“Very knowledgeable and professional with a human touch. I'm looking forward to referring Red Canoe to families and friends.”


“I have been a member for over 40 years and have always been able to get the answers and help I need.”


“I feel comfortable doing my banking there because it's like a small town place.”


“Very warm and welcoming and so inviting. Made me feel like me and my account were just as important to them as they are to me.”


“Personal service, every time. Pleasant and knowledgeable, patient and kind. Credit unions rock and Red Canoe is top of the heap.”


“Very knowledgeable and professional with a human touch. I'm looking forward to referring Red Canoe to families and friends.”


“I have been a member for over 40 years and have always been able to get the answers and help I need.”


“I feel comfortable doing my banking there because it's like a small town place.”


“Very warm and welcoming and so inviting. Made me feel like me and my account were just as important to them as they are to me.”


Disclosures
Loans subject to membership qualifications and credit approval. Rates subject to change.
NMLS
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
NMLS
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.