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Understanding Credit

It's a Money Thing

Gain foundational financial knowledge, valuable insights and practical advice to help you understand essential money management concepts and make informed financial decisions.
Two young people smile about Understanding Credit Financial Education Topics from Red Canoe Credit Union

Overcoming “Credit Card Shyness”

And How to Use Your Credit Card

What kind of relationship do you have with your credit card? Are you maxed to the limit? Do you avoid using your card at all costs for fear of falling into debt? Many people fall into one of these categories. Understanding what credit is and how to use it can go a long way when it finally comes time to take out your first card or start building your credit.

Comparing Cards

What's the Best Card to Use?

Think fast: What’s the difference between a credit card, a debit card, and a prepaid debit card? Find out in this helpful article!

Boosting Your Credit Score

What's Myth and What's Fact?

Credit scores are an area of personal finance that seem a lot more mysterious than they actually are. Find out what’s myth and what’s fact when it comes to boosting your credit score!

Credit Score Breakdown

Knowing Your Number Matters

Credit scores can affect everything from your ability to rent an apartment to the interest rate on your credit card. Do you know your credit score breakdown?

Browse Our Other Topics

Adulting

Learn about proportional budgeting, owning vs. renting a home, and how to use a credit card.

All About Loans

Learn how to pay down debt, what student loans are best, and if leasing or financing is the best for buying a car.

Saving Tips

Learn about saving for retirement, how to pay yourself first, and the best investment vehicles for your situation.

Security

Learn how to avoid identity theft and internet scams and which documents to save and which to shred.

Money Basics

Learn about The Wall Street Bull, how to save on groceries, and the effects of inflation.

Disclosures

¹Annual Percentage Rate. All rates and financing are based on the applicant’s credit worthiness and the term of the loan. Lowest rates listed apply to the lowest term available. Rates are subject to change without notice; see credit union’s website for today’s rates.