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      All About Loans

      It's a Money Thing

      Gain foundational financial knowledge, valuable insights and practical advice to help you understand essential money management concepts and make informed financial decisions.
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      How to Pay Down Your Debts

      What Do I Do?

      Most people have some sort of debt in their life. Whether it’s a home loan or a credit card balance, repaying your debts can sometimes seem like climbing a snowy mountain. Here are some things to do – and some things to avoid – when paying down your debts, and different Debt Repayment Strategies that you can use to help you shrink your debt more quickly.

      Overcoming “Credit Card Shyness”

      And How to Use Your Credit Card

      What kind of relationship do you have with your credit card? Are you maxed to the limit? Do you avoid using your card at all costs for fear of falling into debt? Many people fall into one of these categories. Understanding what credit is and how to use it can go a long way when it finally comes time to take out your first card or start building your credit.

      Student Loans and College Costs

      Are Student Loans Your Best Option?

      Paying for college is a reality that can weigh heavily on the mind of any high school student. Understanding all the different ways that you can reduce the cost of your tuition is just as important as understanding student loans.

      Are You Ready for Home Ownership?

      A Guide to the World of Mortgages

      Becoming a home owner is probably one of the biggest financial decisions you’ll ever make. Here are some questions that will help you decide if you’re ready for the commitment.

      Beware of Fast Cash

      Why Payday Loans are More Trouble than They're Worth

      If you’ve ever watched a commercial or seen an ad that enthusiastically shouts about “fast cash,” then chances are you’ve already seen predatory lending in action. It’s great to recognize a payday loan scheme for what it is, but understanding how to avoid the debt trap in the first place can keep you from becoming a target for loan sharks in the first place.

      Finding the Loan That’s Right for You

      A Guide to Shopping for Loans

      Finding the loan that’s right for you can be a tricky process. Understanding what kinds of loans are available is a good foundation when shopping for loans, but what else should you know when you’re serious about getting a loan? Find out in this exciting installment of It’s a Money Thing: Loan Basics!

      To Lease or to Finance

      That is the Question!

      When it comes to buying a new car, you have three options: purchasing it with cash, purchasing it through a loan (also known as financing), or leasing it. For most shoppers, the decision comes down to buying or leasing.

      Browse Our Other Topics

      Adulting

      Learn about proportional budgeting, owning vs. renting a home, and how to use a credit card.
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      Money Basics

      Learn about The Wall Street Bull, how to save on groceries, and the effects of inflation.
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      Saving Tips

      Learn about saving for retirement, how to pay yourself first, and the best investment vehicles for your situation.
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      Security

      Learn how to avoid identity theft and internet scams and which documents to save and which to shred.
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      Understanding Credit

      Learn how to compare credit card features and benefits, what your credit score means, and ways to boost it.
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